The maximum amount of insurance coverage for deposits certified by irrevocable savings certificates with a term of more than 3 years has been doubled to 2.8 million rubles.
The corresponding Law No. 347-FZ "On Amendments to the Federal Law 'On the Insurance of Deposits with Banks of the Russian Federation'" was signed by the President of the Russian Federation Vladimir Putin on July 31, 2025.
On August 13, 2025, the fifteenth meeting of the Working Group on Cooperation in the Field of Digitalization of Deposit Insurers of the Eurasian Economic Union (EAEU) was held via videoconference. Representatives of the Agency of Deposit Compensation of the Republic of Belarus shared their experience in analyzing the solvency of banks and in identifying and assessing
A panel session on "The Role of the Deposit Insurance (Guarantee) System in Financial Stability" was held in Dilijan, Republic of Armenia, on July 18, 2025. The event was organized by the Deposit Guarantee Fund of the Republic of Armenia and commemorated the 20th anniversary of the establishment of the deposit guarantee system in Armenia. Representatives from ten countries participated in the event.
On July 17, 2025, a regular meeting of the Expert Group on harmonization of legislation in the field of insurance (guaranteeing) of bank deposits, liquidation, resolution and bankruptcy of credit institutions in the Eurasian Economic Union under the Advisory Committee on Financial Markets of the Eurasian Economic Commission (hereinafter – the Expert Group), was held in Dilijan, Republic of Armenia.
On June 19, 2025, a meeting of the Expert Group on harmonization of legislation in the field of insurance (guaranteeing) of bank deposits, liquidation, resolution and bankruptcy of credit institutions in the Eurasian Economic Union under the Advisory Committee on Financial Markets of the Eurasian Economic Commission (hereinafter – the Expert Group), was held. The meeting was conducted via videoconference.
As part of the activities of the Expert Group on harmonization of legislation in the field of insurance (guaranteeing) of bank deposits, liquidation, resolution and bankruptcy of credit institutions in the Eurasian Economic Union under the Advisory Committee on Financial Markets of the Eurasian Economic Commission (hereinafter – the Expert Group), a regular meeting was held on May 21-22, 2025, in Minsk, Republic of Belarus.
As part of the activities of the Working Group on Cooperation in the Field of Digitalization of Deposit Insurers of the Eurasian Economic Union (hereinafter - EAEU) member states, the thirteenth meeting was held on April 23, 2025, in Nizhny Novgorod, Russian Federation. The meeting was organized by the State Corporation "Deposit Insurance Agency" of the Russian Federation (DIA). The meeting was attended by representatives of all deposit insurers of the EAEU member states.
Representatives of deposit insurers from the countries of the Eurasian region shared their experience in protecting the interests of depositors and bank creditors at a workshop organized by the State Corporation "Deposit Insurance Agency" (DIA) on April 22-23, 2025, in Nizhny Novgorod.
According to Andrey Melnikov, General Director of DIA, such workshops promote an in-depth study of the practical experience of deposit insurers in the Eurasian region.
On April 9, 2025, a meeting of the Expert Group on harmonization of legislation in the field of insurance (guaranteeing) of bank deposits, liquidation, resolution and bankruptcy of credit institutions in the Eurasian Economic Union under the Advisory Committee on Financial Markets of the Eurasian Economic Commission (hereinafter – the Expert Group) was held. The meeting was conducted via videoconference.
During the meeting of the Expert Group, a discussion was held on the issues of implementing the harmonization of legislation of the member states in the field of insurance (guaranteeing) of bank deposits, integration processes within the EAEU, and the formation of a common financial market.
In accordance with the decision of the Council of Heads of Deposit Insurers of the Eurasian Economic Union (EAEU) member states, a practical workshop for employees of deposit insurance (guarantee) organizations of the EAEU member states was held via videoconference on March 4, 2025, on the topic "Information Policy of Deposit Insurers and the Practice of Raising Public Awareness about the Deposit Insurance System and its Protection."
The State Corporation "Deposit Insurance Agency" (DIA) has summarized the results of its information and awareness program dedicated to the 20th anniversary of the deposit insurance system. A celebratory event, during which prizes were awarded to the finalists of a student competition, took place on February 26, 2025, in Moscow.
The anniversary campaign, organized by DIA to increase the financial literacy of citizens, was held throughout the country over the past year. A mobile exhibition, "20 Years of the Deposit Insurance System," was displayed in the State Duma and at eight university campuses. It was attended by about 30,000 people.
On February 19, 2025, in Bishkek (Kyrgyz Republic), international events for the deposit insurers of the Eurasian Economic Union (hereinafter - EAEU) were held, including meetings of the Council of Heads of Deposit Insurers, the Expert Group on Harmonization, and the Working Group on Digitalization.
As part of the activities of the Expert Group on harmonization of legislation in the field of insurance (guaranteeing) of bank deposits, liquidation, resolution and bankruptcy of credit institutions in the Eurasian Economic Union under the Advisory Committee on Financial Markets of the Eurasian Economic Commission (hereinafter – the Expert Group), a regular meeting was held on February 19, 2025, in Bishkek, Kyrgyz Republic, organized by the Deposit Protection Agency of the Kyrgyz Republic.
On January 21, 2025, a meeting of the Expert Group on harmonization of legislation in the field of insurance (guaranteeing) of bank deposits, liquidation, resolution and bankruptcy of credit institutions in the Eurasian Economic Union under the Advisory Committee on Financial Markets of the Eurasian Economic Commission (hereinafter – the Expert Group) was held. The meeting was conducted via videoconference.
The State Corporation "Deposit Insurance Agency" (DIA) will, from January 1, 2027, guarantee the safety of funds contributed under contracts in the life insurance segment, including unit-linked life insurance plans (ULIP contracts), as well as combined contracts. The latter, in addition to life insurance, include protection against accidents, illnesses, and medical insurance.
The corresponding Law No. 477-FZ "On Guaranteeing Rights under Life Insurance Contracts" was signed on December 26, 2024, by the President of the Russian Federation, Vladimir Putin. The creation of a guarantee system in the insurance market will strengthen public confidence in voluntary life insurance and expand the development prospects for this segment of the financial market.
The State Corporation "Deposit Insurance Agency" (DIA) plans to expand the channels for depositor payouts.
Today, reimbursement can be received via account details, by the "Mir" card number, in cash, or by postal money order.
The Head of DIA also announced that starting from January 2027, the Agency will begin operating in a new segment of the financial market for itself as part of protecting retail investors. On December 17, 2024, the State Duma passed a law in its third reading on the creation of a system for guaranteeing rights under life insurance contracts. DIA will guarantee compensation under such contracts for up to 2.8 million rubles, and for the risk of death, up to 10 million rubles.