Practical Seminar for Deposit Insurers of the Eurasian Region Held in the Republic of Belarus on September 10–11, 2025

Representatives of deposit insurance organizations from Eurasian countries shared their experience in safeguarding the interests of bank depositors and creditors during a seminar organized by the Agency of Deposit Compensation of the Republic of Belarus. The event took place on September 10–11, 2025, at the Training Center of the National Bank of the Republic of Belarus.

The practical seminar featured key presentations and three panel sessions.

Key presentations:

1. “Composite Indicator of Systemic Financial Stress for the Republic of Belarus” (докладчик – Национальный банк Республики Беларусь);
2. “Development of Analytical Activities of the Deposit Insurer of the Republic of Belarus within the Implementation of its Development Strategy for 2025–2030 (presented by the Agency of Deposit Compensation of the Republic of Belarus).

Within Session 1 “Analytical activities for assessing bank risks and differentiating bank contributions to the deposit insurers’ reserve,” the following country reports were presented:

1. “IADI Recommendations and International Practice in Implementing Risk-Based Premium Systems” (presented by the Deposit Guarantee Fund of the Republic of Armenia);
2. “The Functioning System for Assessing Banks’ Risks and Calculating Differential Calendar Premiums in the Republic of Belarus” (presented by the Agency of Deposit Compensation of the Republic of Belarus);
3. “Differentiated Bank Premiums to the Deposit Guarantee System: Risk Assessment and Bank Resilience” (presented by the Kazakhstan Deposit Insurance Fund);
4. “Development of a Methodology for Calculating Risk-Based Premiums for Member Banks” (presented by the Deposit Protection Agency of the Kyrgyz Republic);

Within Session 2 “Assessment of the financial condition of banks to determine the probability of insured events. Analytical support for decision-making when crisis situations arise in banks (the choice between bankruptcy with insurance payouts and the bankruptcy prevention measures with the participation of the deposit insurer in the financial recovery/resolution of a problem bank),” the following country reports were considered:

Within Session 2 “Assessment of the financial condition of banks to determine the probability of insured events. Analytical support for decision-making when crisis situations arise in banks (the choice between bankruptcy with insurance payouts and the bankruptcy prevention measures with the participation of the deposit insurer in the financial recovery/resolution of a problem bank),” the following country reports were considered:

1. “Approaches of JSC “Kazakhstan Deposit Insurance Fund” to Assessing the Feasibility of Applying P&A (Purchase and Assumption)” (presented by the Kazakhstan Deposit Insurance Fund);
2. “Assessment of the Probability of Insured Events in the Russian Federation” (presented by the State Corporation “Deposit Insurance Agency,” Russian Federation);

Within Session 3 “Analytics of the adequacy of the deposit insurer’s reserve, stress testing of its condition, forecasting the dynamics of the reserve and the impact of bank premiums on it,” the following country reports were presented:

1.  “Experience of DIA in Assessing the Adequacy of the Mandatory Deposit Insurance Fund” (presented by the State Corporation “Deposit Insurance Agency,” Russian Federation);
2. “The System of Mandatory Premiums in the Republic of Armenia and the Fund’s Approaches to Forming a Reserve and Determining its Adequacy” (presented by the Deposit Guarantee Fund of the Republic of Armenia);
3. “Stress-testing Methodologies for the Reserves of Deposit Insurance Agencies: International Experience” (presented by the Deposit Protection Agency of the Kyrgyz Republic);
4. “Methods Used by the Deposit Insurer of the Republic of Belarus for Forecasting Calendar Premiums and Topical Issues of the Dynamics of the Reserve-to-Total Bank Calculation Base Ratio” (presented by the Agency of Deposit Compensation of the Republic of Belarus);
5. “Financial Stability of the Deposit Insurance Fund: Reserve Adequacy, Stress Testing, and Forecasting Dynamics” (presented by the Kazakhstan Deposit Insurance Fund).

The seminar also featured a presentation “The Deposit Guarantee System of Uzbekistan” by the Fund for Guaranteeing Citizens’ Bank Deposits of the Republic of Uzbekistan.